Firstly, I pray for you and your family's safety. In 20th Century India, the primary investments avenue included: Own business Real Estate Gold Fixed Deposit Money kept under the mattress In this blog post, let's have a look at how 21st Century's financially literates look at investments: Own businesses: Even if a substantial amount of net-worth is invested in their own businesses, they understand its risk (e.g. key-man risk) and the need for diversification. Real Estate: Unless their full-time business is real estate, they understand it is only for self-use. Gold: Even they believe gold is not an investment, but for self-consumption (jewelry). Fixed Deposits: Investing in fixed deposits is like home quarantine of your young and bright children full of potential for years and years. Fixed income investments are only for short term goals. Mostly retirees invest some part of net worth in fixed income due to lesser risk appetite and cash flow requirements....
Our amazing capacity to do good for people who trust us (and for their heirs), and our ability to integrate investments into a total financial plan, these are the essence of the wonderful profession we've chosen. And perhaps the most important thing is: you'll never have to worry anymore.