Aaditya Chhajed, CA, CFA

There are 7 ways to invest in gold. Which one suits you? Have a look. Please read this post in horizontal screen mode. To view the below chart in 1 page PDF format  click here Parameters Sovereign Gold Bond Physical Gold PayTM Gold/ HDFC SafeGold Gold ETF Gold Mutual Fund Multi-Asset Mutual Fund   Investment Limit Min 1 gram; Max 4 kg in a year for an individual No limit No limit Min 1 gram Min INR 1000 Min INR 1000 Asset   Gold Gold Gold Gold Gold Equity + Debt + Gold Returns Higher due to interest As per gold price As per gold price As per gold price As per gold price As per equity, debt and gold value Interest on investment 2.5% per annum Nil Nil Nil Nil Nil GST on Purchase   Nil 3% applicable 3% applicable Nil Nil Nil Tax Collected at Source (TCS) on Purchase Nil 1% over 2 lakh 1% over 2 lakh Nil Nil Nil Income tax Long Term Capital Gain exempt; interest taxable   Long Term Capital Gain after 3 years Long Term Capital Gain after 3 years Long Term Capital Gai...

Fortunes are made coming out of recessions. Fortunes are made coming out of recessions. Fortunes are made coming out of recessions. Fortunes are made coming out of recessions. Fortunes are made coming out of recessions. ...and you won't have to nail the bottom. This post might actually make you a fortune. Remember how everyone in 2010-2019 wished they had invested in the market during the global financial crisis in 2008? Well, for those who missed it, you are getting a second chance now. Fortunes are made in bear markets for those willing and able to look past the pandemic. Business disruptions: Many businesses are getting disrupted in this crisis. It's no coincidence that half of the Fortune 500 and fastest-growing companies in the world were started during a recession or bear market. I feel this time is no different; strong companies will come out stronger, far bigger, better, and creating much more wealth than in the past.  Lessons from history: The historical lesson of ever...